Final Expense Insurance

Affordable coverage for end-of-life expenses

Coverage Amount: $5,000 - $10,000

Premiums: Low and affordable

Features:
- No medical exam required
- Simplified underwriting
- Immediate coverage upon approval
- Fixed premiums for the life of the policy
Ideal For: Individuals looking for minimal coverage to cover basic funeral and burial costs.

Coverage Amount: $10,000 - $20,000

Premiums: Moderate, balancing affordability and coverage

Features:
- No medical exam, but with a health questionnaire
- Potential cash value accumulation
- Fixed premiums
- Option to add riders (e.g., accidental death benefit)
Ideal For: Individuals who want a balance between cost and comprehensive coverage for funeral expenses and minor debts.

Coverage Amount: $20,000 - $25,000+

Premiums: Higher, reflecting extensive coverage

Features:
- No medical exam, with detailed health questionnaire
- Significant cash value accumulation
- Fixed premiums
- Multiple riders available (e.g., accelerated death benefit, living benefits)
Ideal For: Individuals seeking extensive coverage that includes funeral costs, medical bills, and other debts, offering peace of mind with additional benefits.

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